I mean, what to do with those "junk" mail.
A friend argued we should shred those mail, rather than just "throw it out". Just in case some one else got hold of those "offer" mail and applied. (not likely to succeed, but each application negatively affect the credit score) Does he have a point?
A friend argued we should shred those mail, rather than just "throw it out". Just in case some one else got hold of those "offer" mail and applied. (not likely to succeed, but each application negatively affect the credit score) Does he have a point?